Personal Lines 

Home insurance provides coverage for your residence, protecting it from various risks such as fire, theft, vandalism, and natural disasters. It typically includes coverage for the physical structure of the house, personal belongings, and liability protection if someone is injured on your property.

Auto insurance covers vehicles against financial loss due to accidents, theft, or other incidents. It includes liability coverage for injuries and property damage to others, as well as coverage for your own vehicle in case of collisions, comprehensive damage, and uninsured/underinsured motorists.

Umbrella insurance is an additional layer of liability coverage that goes beyond the limits of other insurance policies, such as home and auto. It provides extra protection in case a lawsuit exceeds the limits of your primary insurance policies.

Flood insurance protects against damage caused by flooding, which is not typically covered by standard home insurance. It covers both the structure and contents of a building, helping homeowners recover from the financial losses associated with flood-related damages.

This insurance type provides coverage for motorcycles, ATVs, and other recreational vehicles. It includes liability coverage, comprehensive coverage for damages not caused by collisions, and collision coverage for accidents.

Classic car insurance is designed for vintage and collectible automobiles. It provides coverage for the unique needs of classic cars, taking into account their value, restoration costs, and limited usage.

Renters insurance protects the personal property of tenants in a rented dwelling. It also includes liability coverage in case a visitor is injured on the property. Landlords typically have insurance for the building itself.

Boat and watercraft insurance covers various types of water vessels. It includes protection against physical damage to the boat, liability coverage, and coverage for theft or vandalism.

This insurance type provides coverage for recreational vehicles, travel trailers, and motorhomes. It includes protection for the vehicle itself, personal belongings inside, and liability coverage for accidents that may occur while using the RV.

This insurance is for property owners who rent out homes. It covers the structure against fire and other specified perils, providing financial protection for landlords.

​Condo insurance, or HO-6 insurance, covers the interior of a condominium unit, personal property, and liability. It works in conjunction with the condo association's master policy, which typically covers the building structure and common areas.

Mobile home insurance provides coverage for mobile or manufactured homes, protecting against damages to the structure, personal property, and liability.

Airbnb insurance is designed for property owners who rent out their homes or rooms through platforms like Airbnb. It covers the property against damages caused by guests and may include liability coverage.

Tiny home insurance provides coverage for compact, often mobile, residences. It includes protection for the structure, personal property, and liability. Coverage can be tailored to the unique features of tiny homes.