Commercial Lines 

Business auto insurance covers vehicles used for commercial purposes. It provides coverage for liability, physical damage to the vehicles, and other potential losses arising from accidents or theft while the vehicles are being used for business-related activities.

General liability insurance protects businesses from financial losses associated with third-party claims for bodily injury, property damage, or personal injury. It covers legal fees and settlements, providing a broad level of protection for various liabilities.

Workers compensation insurance is designed to provide coverage for employees who suffer work-related injuries or illnesses. It covers medical expenses, lost wages, and rehabilitation costs, while also protecting employers from potential lawsuits related to workplace injuries.

Commercial fire insurance covers a business's property, including buildings and contents, against damages caused by fire. It can also extend to cover other perils, such as lightning, explosions, and vandalism.

Commercial umbrella insurance provides an extra layer of liability coverage that goes beyond the limits of other primary commercial liability policies, such as general liability and business auto. It helps protect businesses from large and potentially catastrophic claims.

D&O insurance protects the personal assets of company directors and officers in the event they are personally sued for alleged wrongful acts while managing the company. It covers legal fees, settlements, and other

E&O insurance, also known as professional liability insurance, provides protection against claims of negligence or inadequate work. It is particularly relevant for professionals who provide services or advice, such as consultants, accountants, and lawyers.

BOP insurance is a comprehensive package that combines various coverages to meet the needs of small and medium-sized businesses. It typically includes property insurance, liability insurance, and business interruption insurance in a single policy.

Inland marine insurance covers the transport of goods and materials over land, filling gaps that may exist in standard property insurance. It provides protection for property that is movable or in transit, such as equipment, tools, and other valuable items.